Don’t wait until you need a reason to have more money in the bank, go ahead and start some easy things to save money. There are ways to cut corners and still have plenty of cash to do what you need to do, but here are 15 simple hacks that can get you back on track to saving and not wasting your hard earned pounds.
- Eat at home. While we all love to go out to eat in restaurants try to only go out when it is a special occasion and not just a Monday night. Cook at home and eat as a family at home and you’ll save so much more money.
- Shopping List. Always make a shopping list before going to the supermarket. You probably already do this, but stick to the list.
- Drink water. Fight the urge to reach for juice or pop during the day as much as you can. If you need a water filter go ahead and use one.
- Freeze leftovers. When cooking at home go ahead and make some extra and freeze the leftovers for an easy future meal – It also saves cooking another day!
- Buy in bulk. This is one of the best hacks for all of your non-perishable items that you need in the home. When deodorant, toilet paper, or even canned goods go on sales make sure you stock up.
- Travel with coffee (or soft drinks). Instead of buying an expensive cup of coffee everyday or bottles of soft drinks, go ahead and brew extra coffee at home and take it with you in a thermos. Or pick up a bottle or soft drink or water and pop it in your bag.
- Pay cash. If you keep cash on you and don’t overuse your debit card, you will find that you can save money and not overspend. Stick with a weekly cash budget and when it’s gone, you know it’s time to stop spending for the week.
- Save your change. We’ve all had a piggy bank over the years, but challenge yourself to start one now and save all your change. Put a large glass container where everyone can see and start dropping your change and you’ll be amazed how much you can save!
- Shop generic. When you are food shopping, go for the store brands rather than the more expensive name brands of your favorite items. Most likely, no one will know or taste the difference but your bank account will!
- Lift Share. One of the best ways to save time and money on petrol is to set up lift sharing with other families for school, and any extra-curricular activity. Or maybe even lift sharing for work. Not only will you save money on petrol, you just might have some time for yourself on your “off” days.
- Sell your stuff. We all have a cupboard or even a garage full of unwanted things. Now is the time to sell those items. Its time for a carboot or start listing them on Facebook Selling pages or even gumtree. I used a ‘no’ spend’ weekend to declutter and sell my belongings.
- DIY home projects. There are always little things that need to be done around the house. Try handling the little stuff yourself before hiring help. I have found that most common household fixes are easy and found on sites like Youtube.
- Bank some cash. It may be hard to part with but a super hack is to set an amount each pay day to go directly into a savings account. Before you know it you will have a nice little nest egg.
- Shop around. Don’t buy things when you first spot them. Shop around. I am a massive fan of shopping around when I buy things, from kids shoes, clothing and even toilet roll!
- Compare Accounts. You can save money by online checking your energy providers to get a better deal. It just takes time, but it is possible to save lots of dough this way. I recently saved over £300 a year when I switched my provider with uSwitch.
Do you have any tips to saving money? So share below